Six critical pieces of health care reform go into effect tomorrow. For clients in new plans there will no longer be lifetime caps on the cost of services, there will be new ways to appeal insurance decisions, and insurance companies and issuers must offer preventive care. In addition, all group and individual insurance plans can no longer have annual caps on services, young people can stay on the insurance plans of their parents or guardians through age 25, and children can no longer be denied coverage for pre-existing conditions.
Scott Brown and other Republicans, however, would presumably prefer that lifetime caps remain, no new appeals are possible, insurance companies need not offer preventive care, young people not be allowed to remain on their parents’ plans, and denial of coverage for pre-existing conditions for children be permitted. Someone remind me how that is an appealing position, again?